Why not make your next big investment in Bali, one of the world’s most sought-after destinations? With Swedbank’s flexible home loan, you can leverage your property in Estonia to secure a tropical retreat and a smart financial asset in Bali. Investland Bali is ready to help you every step of the way, making the process smooth and stress-free.
Own Bali's Property With Swedbank and Investland Bali
Swedbank's home loan allows you to invest in real estate abroad, including Bali, using your property located in Estonia as collateral for a loan. Investland Bali opens the door to Bali's real estate market, so you can find the right solution for you.
Amari Villas
(1/12 units left)
12 modern partially furnished tropical villas in Padonan, Canggu.
130 m² of living space, private 50 m² rooftop area, garden and swimming pool. The villas are just 12 minutes from Berawa beach and 7 minutes from the lively centre of Canggu.
Prices from: $180,000
(Under construction - completion March 2025)
Temple Heights
(10/15 units remaining)
15 fully furnished luxurious loft-villas in Canggu that combine the finest architecture and design without compromising on functionality.
Prices from: $130,000
(Under construction - completion October 2025)
Swedbank Home Loan Terms – Everything You Need to Know
- Interest rate: The interest rate on a loan for the purchase of real estate abroad may be higher compared to loans available at home. In addition, the bank may require additional documents, such as proof of ownership. The bank has the right to check that the loan is being used for its intended purpose.
- Loan period: up to 30 years.
- Financing: Loan amount can be up to 80% of the market value of the collateral located in Estonia. If the borrower owns more than one property, he/she can also use additional collateral.
- Collateral: property located in Estonia on which a first ranking mortgage is conveyed.
- Creditworthiness: there are no significant differences in the terms and conditions of the loan and in the assessment of the customer's creditworthiness compared with transactions in Estonia. There are no differences in the conditions of the creditworthiness of the applicant in relation to the creditworthiness of the creditor in comparison with other countries.
How to Apply for a Swedbank Loan – It’s Easier Than You Think
- Calculate here how much you could receive based on your income and liabilities.
- Fill in the application form in the online bank and the administrator will be able to offer you advice.
- The bank will send you a loan offer.
- Sign a loan agreement with your online bank.
- Once you have signed the contract with a notary, the bank will transfer the loan amount to you.
- The property securing the loan must be valued by an independent valuer!
Read Swedbank's article : "Buying property abroad and a bank loan"
Why Bali?
Investing in Bali real estate is a smart move. The average annual rental yield is between 14% and 25%, which is significantly higher than in other regions. The rapid development of the tourism sector and the strong demand from foreign investors guarantee profitable investments. With an investment, you can enjoy monthly passive income as well as paradise living - your villa can be both a holiday retreat and a profitable investment.
Check out Investland Bali's article: "Top Strategies for Maximizing ROI in Bali's Real Estate Market"
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Book a FREE consultation
Investland Bali provides a full service real estate services to help you find the right investment property, formalize transactions and manage your property. Our expertise and local contacts make every investment a success. You don't have to worry about the details - Investland Bali takes care of everything, from paperwork to the completion of the construction.
Investland Bali will guide you through every step to make buying property in Bali smooth and easy. Book your free consultation today and take a step closer to your dreams!
📧 E-mail: info@investlandbali.com
📱 WhatsApp: +372 56-832-434
