Have you ever dreamed of a property in Bali, an exotic paradise? Thanks to LHV bank's new financing opportunity, Estonian citizens can use their property in Estonia as collateral to buy property abroad, including in Indonesia. This makes investing significantly easier and opens the door to the exceptional returns of the Bali property market.
LHV Makes Financing Easy
- Interest rate: from 2.99% + Euribor
- Borrowing period: up to 30 years
- Financing: up to 70% of the value of the property.
- Security: property located in Estonia subject to a first mortgage.
- Age limit: the borrower must not be older than 75 years at the expiry of the loan.
- Purchase-sale contract: the property must have been purchased by a private individual (not through a company).
How to Apply for a Bali Property Loan
LHV makes it quick and easy to apply for a loan, so you can get your property deal done quickly.
- Submit a loan application on the LHV website.
- You will receive an offer within 24 hours.
- If the offer is suitable, submit an appraisal report on the property as collateral.
- We will prepare a loan decision and sign the contract.
- A notary will take a mortgage on your property in Estonia.
- The money will be transferred to your account within three working days.
- Insure the property securing the loan to cover the risks.
- Carry out the sale and purchase transaction in Bali and provide a copy of the contract to the bank.
For more information and to apply, visit the LHV website: https://www.lhv.ee/et/kodulaen#soovin-osta-soojale
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Buying Through a Company? No Problem
If real estate is to be purchased through a company (e.g. PT PMA), LHV offers a private loan with the following conditions:
- Interest rate: 3,9% + 6 months Euribor.
- Loan period: up to 30 years
- LTV (loan-to-value): up to 70% (secured by property in Estonia)
Why Invest in Bali?
Investing in Bali real estate is a smart move. The average annual rental yield ranges from 14% to 25%, which is significantly higher than in other regions.
The rapid development of the tourism sector and the high demand from foreign investors guarantee profitable investments. You can enjoy a monthly passive income as well as a paradise lifestyle - your villa can be both a holiday home and/or a profitable investment.
Read the story of our client Diana*, who recently moved to Bali and is building two villas in partnership with Investland Bali - one as a personal oasis and the other for rental income: "Building a New Life in Bali: A Case Study of Diana’s Villa Project"
Ready to Make your Dreams True? Book a Free Consultation
Investland Bali is a reliable partner every step of the way. Schedule a FREE consultation and let us help you make your dreams come true! The initial consultation is to map your needs and does not commit you to anything.
📧 E-mail: info@investlandbali.com
📱 WhatsApp: +372 56-832-434
